Paris Insurance Agency

Effective Date: July 16, 2024

Thank you for visiting www.parishinsuranceagency/ (the "Website"). Your privacy is important to us. This Privacy Policy (the "Policy") describes the types of information Parish Insurance Agency (the "Company", "us", "we", or "our") may collect from you or that you may provide when you visit the Website and the products, features, materials, and services we offer (collectively with the Website, the "Services"). This Policy also describes our policies and procedures for collecting, using, maintaining, protecting, and disclosing that information.

Scope of the Policy

This Policy applies to information we collect on the Website and through your use of the Services generally (including when you register for an account), and through communications between you and the Website (including email, text, and other electronic messages). This Policy does not apply to information collected by third parties, including any websites, services, and applications that you elect to access through the Services.

Consent

Please review this Policy carefully. By accessing or using the Services (or by clicking on "accept" or "agree" to this Policy when prompted), you agree to the terms of this Policy on behalf of yourself or the entity or organization that you represent. If you do not agree to any term in this Policy, you should refrain from further use of our Services.

Changes to Our Privacy Policy

This Policy was last revised on the date noted at the top of this page. We may update this Policy from time to time. If we make material changes, we will post the updated Policy on this page and notify you of such changes by means of an email to the email address specified in your account, a message on the Services, or through a notice on the Website home page. Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

Information We Collect

We receive several types of information about you from various sources, including:

(A) Information and Content That You Give Us: This includes personal information you knowingly choose to disclose.

(B) Automatically-Collected Information: This includes information collected through various technologies.

Information and Content That You Give Us

We collect personal information that you knowingly choose to disclose. This may include:

- Personal Information (or Data): Personal information, such as your name, address, email address, phone number, username, password, and any other information you directly provide us on or through the Services. This includes information you provide when you register or create an account, complete a questionnaire or a contest entry form, or make a request for customer service.

- Correspondences: Records and copies of your email messages together with your email address and our responses, if you choose to correspond with us through email, and records of your phone number, phone calls with us, and voice messages, if you choose to correspond with us via phone.

- User Content: Information or content you submit to be published or displayed on public areas of the Services or transmitted to other users of the Services or third parties (collectively, "User Content"). Your User Content is posted and transmitted to others at your own risk. The Company cannot control the actions of other users of the Services with whom you may choose to share your User Content. Therefore, we cannot and do not guarantee that your User Content will not be viewed by unauthorized persons.

- Transaction Information: Information about any purchase or transactions made on the Services. This includes payment information, such as your credit or debit card number and other card information; other account and authentication information; and billing, shipping, and contact details.

- Search Queries: Your search queries on the Website.

Information We Collect Automatically

We may use a variety of technologies to collect certain information about your equipment, browsing actions, and patterns whenever you interact with the Services, including:

- Activity Information: Details of your visits to our Services, including the types of content you view or engage with; the features you use; the actions you take; the people or accounts you interact with; the time, frequency, and duration of your activities; and other information about your use of and actions on the Services.

- Equipment Information: Information about your computer and internet connection, including your computer operating system, IP address, browser type, and browser language.

- Location Information: Information about the location of your device, including GPS location, for purposes of enhancing or facilitating the Services. We may also use information about the location of the device you are using to help us understand how the Services and functionality are being used and to deliver more relevant advertising.

The gathering of this information may be used for maintaining the quality of the Services we provide, as well as providing overall general statistics related to the use of the Services. The technologies we use for this automatic data collection may include:

- Cookies

- Web Beacons

- JavaScripts

- Entity Tags

- HTML5 Local Storage

- Resettable Device Identifiers

This Policy does not cover the use of tracking technologies by third parties. The Services may contain links, content, advertising, or references to other websites by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies or other tracking technologies to collect information about you when you use the Services. The information they collect may be associated with your personal information or they may collect information about your online activities over time and across different websites. Please be aware that we do not control these third parties' tracking technologies or when and how they may be used. Therefore, the Company does not claim nor accept responsibility for any privacy policies, practices, or procedures of any third party. We encourage you to read the privacy statements and terms and conditions of linked or referenced websites you enter. If you have any questions about an ad or other targeted content, you should contact the responsible provider directly.

Demographic Information

We may collect demographic, statistical, or other aggregate information that is about you, but individually does not identify you. Some of this information may be derived from personal information, but it is not personal information and cannot be tied back to you. Examples of such aggregate information include gender, age, race, household income, and political affiliation.

Information from Other Sources

We may receive information about you from other sources and add it to our account information. We protect this information according to the practices described in this Policy, plus any additional restrictions imposed by the source of the data. These sources may include online and offline data providers, from which we obtain demographic, interest-based, and online advertising-related data; publicly-available sources such as open government databases or social networks; and service providers who provide us with information, or updates to that information, based on their relationship with you. By gathering additional information about you, we can correct inaccurate information, enhance the security of your transactions, and give you product or service recommendations and special offers that are more likely to interest you.

How We Use Your Information

We may use the information we collect about you in a variety of ways, including:

- to provide the Services and its content to you;

- to respond to comments and questions, and provide customer service;

- to fulfill the purpose for which you provide such information, or fulfill any other purpose disclosed by us when you provide the information;

- to communicate with you about your order, purchase, account, or subscription;

- to inform you about important changes to, or other news about, the Services or any of its features or content;

- to operate, maintain, improve, personalize, and analyze the Services;

- to monitor and analyze trends, usage, and activities for marketing or advertising purposes;

- to detect, prevent, or investigate security breaches, fraud, and other unauthorized or illegal activity;

- to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;

- to maintain appropriate records for internal administrative purposes;

- to allow you to participate in interactive features on the Services;

- to send promotional communications, such as information about features, newsletters, offers, promotions, contests, and events;

- to share information across the Company's products, services, and devices to provide a more tailored and consistent experience on all Company products, services, and devices that you use;

- to develop, test, troubleshoot, and improve new products, services, and features, including by conducting surveys and research, and testing and troubleshooting new products, services, and features;

- in any other way we may describe when you provide the information; and

- for any other purpose with your consent.

We may use the information we have collected from you to enable us to display advertisements to our advertisers' target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

How We Share Your Information

We may disclose aggregated or anonymized information about our users without any restrictions. We will not share your personal information that we collect or you provide as described in this Policy except in the following circumstances:

- With subsidiaries and affiliates for business purposes: To our subsidiaries and affiliated companies for purposes of management and analysis, decision-making, and other business purposes.

- When we work with service providers: To service providers, professional advisors, contractors, and other third parties that provide us with support services, such as payment processing, website hosting, information technology, sales, email and postal delivery, location mapping, product and service delivery, or analytics services, and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

- When we become involved in a sale or transfer of the Company: If we become involved with a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company's assets (whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding), to business entities or people involved in the negotiation or transfer.

- When we are required by law: To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

- When we enforce our rights: To enforce or apply this Policy, our Terms of Use (https://www.parishinsuranceagency.com/privacy-policy), and other agreements, including for billing and collection purposes.

- To help protect lawful interests: If we believe disclosure will help us protect the rights, property, or safety of the Company, our users, partners, agents, and others. This includes exchanging information with other companies and organizations for fraud protection, and spam and malware prevention.

- To fulfill the purpose for that information or with your consent: To fulfill the purpose for which you provide the information, for any other purpose disclosed by us when you provide the information, or with your consent.

- When we work with marketing service providers: To marketing service providers to assess, develop, and provide you with promotions and special offers that may interest you; administer contests, sweepstakes, and events; or for other promotional purposes.

- When we work with business partners: To third parties whom we have strategic marketing alliances or partnerships with to provide you information regarding products and services that we think will be of interest to you.

- Third-party platforms and social media networks: To third-party platforms and social media networks, if you have enabled features or functionality that link the Services to such a platform or network (such as logging into the Services using your account with the third party).

Information that you post on or through the public areas of the Services (e.g., in chat rooms, bulletin boards, and discussion groups) is generally accessible to, and may be collected and used by, others and may result in unsolicited messages or other forms of contact from others. Users of the Services are encouraged to exercise caution when providing personal information about themselves in public or interactive areas.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.

We have established more specific retention periods for certain types of data:

- Account information: Retained for the duration of your account plus 2 years after account closure

- Transaction data: Retained for 7 years for tax and accounting purposes

- Communication records: Retained for 3 years after your last interaction with us

- Marketing data: Retained for 2 years after your last interaction with our marketing communications

These retention periods may be extended if we are required to preserve the information for legal reasons, such as ongoing litigation or government investigations.

Children's Privacy

Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are under 13, please do not provide any information on this Website or through the Services. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us using the information provided in the "Contact Us" section.

Data Breach Notification

In the event of a data breach that compromises your personal information, we will notify you and the relevant authorities without undue delay and no later than 72 hours after becoming aware of it, where feasible. This notification will include the nature of the breach, the approximate number of data subjects concerned, the likely consequences of the breach, and the measures taken or proposed to address the breach.

Automated Decision Making and Profiling

We do not use automated decision-making or profiling techniques that produce legal effects or similarly significant effects on you. If we introduce such techniques in the future, we will update this policy and provide you with the ability to object to such processing.

International Data Transfers

If we transfer your personal information to countries outside your home country, we will ensure that appropriate safeguards are in place to protect your information. These safeguards may include:

- Using standard contractual clauses approved by relevant authorities

- Implementing binding corporate rules for transfers to group companies

- Relying on adequacy decisions by the European Commission for certain countries

- Obtaining your explicit consent for certain types of transfers

- Implementing additional security measures, such as encryption, for sensitive data transfers

We no longer rely on the EU-U.S. and Swiss-U.S. Privacy Shield Frameworks for data transfers, as these have been invalidated. Instead, we have implemented alternative measures to ensure an adequate level of protection for international data transfers.

Data Processing Agreements

We enter into data processing agreements with our service providers that process personal data on our behalf. These agreements require our service providers to process personal data only on our instructions and in compliance with applicable data protection laws.

Your Rights

GDPR Compliance

If you are a resident of the European Union (EU) or European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR). These include the right to:

- Access your personal data

- Rectify inaccurate personal data

- Erase your personal data

- Restrict or object to processing of your personal data

- Data portability

- Withdraw consent at any time, where processing is based on consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

We ensure GDPR compliance through various measures, including:

- Implementing appropriate technical and organizational measures to ensure data security

- Conducting data protection impact assessments where required

- Maintaining records of processing activities

- Appointing a Data Protection Officer (DPO) where necessary

- Providing clear and transparent information about our data processing activities

- Obtaining explicit consent for processing sensitive personal data, where applicable

- Implementing data transfer mechanisms, such as Standard Contractual Clauses, for international data transfers

Right to File a Complaint

You have the right to file a complaint with a supervisory authority if you believe that our processing of your personal information violates applicable data protection laws. We encourage you to contact us first so that we can address your concerns directly.

California Privacy Rights

This part of the document integrates with and supplements the information contained in the rest of the privacy policy and is provided by the business running Website and, if the case may be, its parent, subsidiaries and affiliates (for the purposes of this section referred to collectively as "we", "us", "our").

The provisions contained in this section apply to all Users (Users are referred to below, simply as "you", "your", "yours"), who are consumers residing in the state of California, United States of America, according to the "California Consumer Privacy Act of 2018" (the "CCPA"), as updated by the "California Privacy Rights Act" (the "CPRA") and subsequent regulations. For such consumers, these provisions supersede any other possibly divergent or conflicting provisions contained in the privacy policy.

Categories of personal information collected, used, sold, or shared

In this section we summarize the categories of personal information that we've collected, used, sold, or shared and the purposes thereof. You can read about these activities in detail in the section titled "Detailed information on the processing of Personal Data" within this document.

- Information we collect: We have collected the following categories of personal information about you: identifiers, commercial information, and internet information. We do not collect sensitive personal information. We will not collect additional categories of personal information without notifying you.

- What are the purposes for which we use your personal information? Unless stated otherwise inside the "Detailed information on the processing of Personal Data" section, we will not retain your personal information for longer than is reasonably necessary for the purpose(s) they have been collected for.

- How we collect information: We collect the above-mentioned categories of personal information, either directly or indirectly, from you when you use the Website. For example, you directly provide your personal information when you submit requests via any forms on the Website. You also provide personal information indirectly when you navigate the Website, as personal information about you is automatically observed and collected. Finally, we may collect your personal information from third parties that work with us in connection with the Service or with the functioning of this Application and features thereof.

- How we use the information we collect: We disclose your personal information with the third parties listed in detail in the section titled "Detailed information on the processing of Personal Data" within this document. These third parties are grouped and categorized in accordance with the different purposes of processing.

- Sales of your personal information: We sell or share your personal information with the third parties listed in detail in the section titled "Detailed information on the processing of Personal Data" within this document. These third parties are grouped and categorized in accordance with the different purposes of processing.

- Your right to opt out of the sale or sharing of your personal information and how you can exercise it: You have the right to opt out of the sale or sharing of your personal information. This means that whenever you request us to stop selling or sharing your personal information, we will abide by your request. Such requests can be made freely, at any time, without submitting any verifiable request. To fully exercise your right to opt out, you can contact us at any time using the contact details provided in this document. For a simplified opt-out method, you can also use the privacy choices link provided on the Website.

Your privacy rights under the California Consumer Privacy Act and how to exercise them

- The right to access personal information: You have the right to request that we disclose to you the categories and specific pieces of personal information we have collected about you, the categories of sources from which the personal information is collected, the business or commercial purpose for collecting, selling, or sharing personal information, the categories of third parties to whom we disclose personal information, and the specific pieces of personal information we have collected about you.

- The right to request the deletion of your personal information: You have the right to request that we delete any of your personal information, subject to exceptions set forth by the law.

- The right to correct inaccurate personal information: You have the right to request that we correct any inaccurate personal information we maintain about you, taking into account the nature of the personal information and the purposes of the processing of the personal information.

- The right to opt out of sale or sharing of personal information and to limit the use of your sensitive personal information: You have the right to opt out of the sale or sharing of your personal information. You also have the right to request that we limit our use or disclosure of your sensitive personal information.

- The right of no retaliation following opt-out or exercise of other rights (the right to non-discrimination): We will not discriminate against you for exercising your rights under the CPRA. This means that we will not deny you goods or services, charge you different prices or rates, or provide you with a different level or quality of goods or services just because you exercised your consumer privacy rights.

Virginia Privacy Rights

This part of the document integrates with and supplements the information contained in the rest of the privacy policy and is provided by the controller running this Application and, if the case may be, its parent, subsidiaries, and affiliates (for the purposes of this section referred to collectively as "we", "us", "our").

The provisions contained in this section apply to all Users who are consumers residing in the Commonwealth of Virginia, according to the "Virginia Consumer Data Protection Act" (the "VCDPA"), and, for such consumers, these provisions supersede any other possibly divergent or conflicting provisions contained in the privacy policy.

Categories of personal information collected, used, sold, or shared

In this section we summarize the categories of personal data that we've processed and the purposes thereof. You can read about these activities in detail in the section titled "Detailed information on the processing of Personal Data" within this document.

- Categories of personal data we collect: We have collected the following categories of personal data: identifiers, commercial information, and internet information. We do not collect sensitive data. We will not collect additional categories of personal data without notifying you.

- Why we process your personal data: To find out why we process your personal data, you can read the sections titled "Detailed information on the processing of Personal Data" and "The purposes of processing" within this document. We won't process your information for unexpected purposes, or for purposes incompatible with the purposes originally disclosed, without your consent.

- How we use the data we collect: We share your personal data with the third parties listed in detail in the section titled "Detailed information on the processing of Personal Data" within this document. These third parties are grouped and categorized in accordance with the different purposes of processing.

- Sale of your personal data: As specified in the "Detailed information on the processing of Personal Data" section of this document, our use of your personal information may be considered a sale under VCDPA.

- Processing of your personal data for targeted advertising: To find out more details on the processing of your personal data for targeted advertising purposes, you can read the section titled "Detailed information on the processing of Personal Data" within this document.

Your privacy rights under the Virginia Consumer Data Protection Act and how to exercise them

You may exercise certain rights regarding your data processed by us. In particular, you have the right to do the following:

- access personal data: You have the right to request that we confirm whether or not we are processing your personal data. You also have the right to access such personal data.

- correct inaccurate personal data: You have the right to request that we correct any inaccurate personal data we maintain about you.

- request the deletion of your personal data: You have the right to request that we delete any of your personal data.

- obtain a copy of your personal data: We will provide your personal data in a portable and usable format that allows you to transfer data easily to another entity -- provided that this is technically feasible.

- opt out of the processing of your personal data for the purposes of targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects concerning you.

- non-discrimination: We will not discriminate against you for exercising your rights under the VCDPA.

How We Protect Your Information

We take reasonable precautions to secure your personal information. We have implemented technical, physical, and administrative security measures designed to reduce the risk of loss, misuse, unauthorized access, disclosure, or modification of your information. We have put in place appropriate physical, electronic, and managerial procedures to safeguard the information we collect. All information you provide to us is stored on secure servers behind firewalls. When you transmit highly sensitive information (such as a credit card number) through the Services, we encrypt the transmission of that information using Secure Sockets Layer (SSL) technology.

The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of the Services, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

While we have employed security technologies and procedures to assist in safeguarding your personal information, no system or network can be guaranteed to be 100% secure. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of user information at any time. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website or any other Services.

Cookie Policy

The Website uses Trackers. To learn more, the User may consult the Cookie Policy (https://www.parishinsuranceagency.com/cookie-policy).

We welcome your questions, comments, and concerns about privacy. You can contact us at:

Parish Insurance Agency

Robert Kilroy

9056 Golden Horseshoe Dr, Unit 2, Seminole, FL 33777

727-249-6677